Charter Schools

Charter Schools:
Financing Charter Schools Nationwide

The Issue: Charter School Operators Challenged To Finance Their School Facilities

Nationwide, charter school operators struggle to secure adequate financing for their school facilities. Traditional lending institutions shy away from charter school deals due to a lack of familiarity with the emerging charter school market and inexperience with underwriting loans to them.

NCB Capital Impact's Solution: Expertise, Determination and Innovation

As a charter school lender for over 15 years. NCB Capital Impact uses this experience and its non-profit expertise to create programs that allow us to successfully finance our nation’s charter schools.

The Tools: Financing, Advocacy and Cooperation

To ensure that low-cost capital is available nationwide, NCB Capital Impact offers:

Construction and Renovation Loans
Real Estate Acquisition and Term Loans
Equipment Loans
Revolving Lines of Credit

For details on select loan products, visit our Loan Applications web page.

NCB Capital Impact has created successful lending programs and secured credit enhancements for charter schools including:

The Enhancement Fund (TEF)

$40 million loan pool for charter schools in GA, FL, MN, OH, MI and WI. For acquisition, construction, and leasehold improvements.
New Markets Tax Credits (NMTC)

Mortgage financing for schools in low-income communities.
California Charter Building Fund (CCBF)

Pool of capital to help the charter schools of California meet their facility needs.
California Cash Flow Program

Short term loans to bridge lagging state payments for charter schools with growing enrollment in California.

FREE Resource Guide to Simplify an Otherwise Complex Process to Secure New or Improved Facilities

The Answer Key: How To Plan, Develop and Finance Your Charter School Facility

Partners in Innovation

The Reinvestment Fund
U.S. Department of Education
NCB

Impact

$387 million+ in facilities financing to 100+ charter schools in 11 states and Washington, DC.
137,956 students, predominantly from low-income families, have up-to-date facilities.